Terms & Conditions

1. ABOUT THE PLATFORM
Fanzlove is an online platform that enables fans and supporters to voluntarily provide financial support (“tips” or “gifts”) to artists, creators, and public figures (“Creators”).
We do not sell financial products, investment opportunities, or profit-sharing schemes.
We only provide a technology platform that connects supporters with Creators.
All payments are made directly through licensed third-party payment processors (such as Paystack and Flutterwave).
2. HOW PAYMENTS WORK
When a supporter makes a payment:
The payment is processed by a licensed payment provider.
Funds are sent directly to the Creator’s designated bank account.
The platform may deduct a service fee for providing the technology and support services.
[Your Platform Name] does not hold or store user funds.
We do not operate digital wallets and we do not provide banking services.
3. PLATFORM ROLE (IMPORTANT)
Fanzlove acts only as:
✔ a technology service provider
✔ a marketplace facilitator
We are not:
❌ a bank
❌ a money transfer service
❌ an investment platform
❌ a crowdfunding company offering securities
Supporters provide funds voluntarily and without expectation of financial return.
4. CREATOR VERIFICATION (KYC)
To receive funds on the platform, Creators must provide:
Full legal name
Valid email and phone number
Bank account details
Government-issued identification (where required)
This information is used solely for:
Identity verification
Fraud prevention
Compliance with anti-money laundering (AML) laws
We reserve the right to suspend or terminate any account that fails verification.
5. SUPPORTER RESPONSIBILITY
Supporters confirm that:
They are using their own legally obtained funds.
They are not making payments on behalf of third parties.
They understand payments are voluntary gifts or tips.
Payments are not investments and do not guarantee rewards.
6. REWARDS & BENEFITS DISCLAIMER
Any rewards, benefits, or exclusive content offered in connection with support are:
Provided solely by the Creator.
Not guaranteed by the platform.
Subject to the Creator’s availability and discretion.
[Your Platform Name] is not responsible for the delivery of Creator rewards.
7. ANTI-MONEY LAUNDERING (AML) POLICY
Fanzlove operates a zero-tolerance policy toward:
Fraud
Money laundering
Terrorist financing
Identity falsification
We monitor transactions and reserve the right to:
Suspend accounts
Report suspicious activity to financial institutions or authorities
Request additional verification where required by law
8. PROHIBITED USES
The platform may not be used to:
❌ disguise the source of funds
❌ process payments for illegal activities
❌ impersonate public figures
❌ mislead supporters
❌ evade taxes or financial regulations
Any such use will result in immediate account termination.
9. INTERNATIONAL USERS
By using the platform, users agree that:
They are responsible for complying with local laws in their country.
Payments are processed through regulated international payment providers.
Currency conversion and processing are handled by payment partners.
10. REFUNDS
Because payments are voluntary support:
Payments are generally non-refundable.
Refunds may be issued only in cases of technical error or proven fraud.
11. DATA PROTECTION
User data is collected and stored for:
Account management
Payment processing
Legal compliance
We do not sell personal data to third parties.
All data handling complies with applicable privacy laws.
12. PLATFORM FEES
Fanzlove charges a transparent service fee for:
Hosting Creator pages
Processing transactions
Maintaining the platform
All applicable fees are clearly displayed before payment is completed.
13. TERMINATION RIGHTS
We reserve the right to:
Suspend or remove any account
Block transactions
Deny access to the platform
If a user violates these terms or applicable laws.
14. GOVERNING LAW
This platform operates under the laws of [Nigeria / your registered country], and disputes shall be resolved in that jurisdiction unless otherwise required by law.
⚠️ IMPORTANT LEGAL NOTE 
“Fanzlove is not a bank or financial institution. We do not store funds. All transactions are processed by licensed third-party payment providers.”